1. Introduction

Welcome to ReadA10k, a service that provides summary and analysis of company information based on SEC 10-k filings. By using this service, you agree to these Terms & Conditions. If you do not agree, please discontinue use immediately.

2. Services Description

ReadA10k provides summary reports and analysis of publicly available information from SEC 10-k filings. Our service uses automated tools and AI to process and summarize this information, making it more accessible and digestible for users.

3. Not Financial Advice

IMPORTANT DISCLAIMER: The information provided by ReadA10k is for informational purposes only and should not be considered financial or investment advice. We do not recommend or endorse any particular investment decisions.

Users are solely responsible for their investment decisions. Before making any investment, users should conduct their own research and consult with qualified financial advisors. ReadA10k is not a substitute for professional financial advice.

4. AI-Generated Content Warning

The summaries, analyses, and other content provided by ReadA10k are generated using artificial intelligence technologies. While we strive for accuracy and quality:

• AI-generated content may contain errors, omissions, or misinterpretations
• All information should be independently verified by the user
• Content should be considered a starting point for research, not a definitive source
• Users must critically evaluate all information before relying on it

5. User Responsibilities

By using ReadA10k, you agree to:

• Use the service in compliance with all applicable laws and regulations
• Not rely solely on our summaries for making investment decisions
• Verify information through original SEC filings and other reliable sources
• Accept full responsibility for any decisions made based on information from ReadA10k

6. Data Sources & Accuracy

ReadA10k processes publicly available information from SEC filings. While we make best efforts to provide accurate information:

• We cannot guarantee the accuracy, completeness, or timeliness of information
• We rely on the accuracy of the source documents
• Market conditions and company circumstances may change rapidly after filings are made
• There may be delays between when information is filed with the SEC and when it appears in our system

7. Limitation of Liability

To the maximum extent permitted by law, ReadA10k, its owners, employees, contractors, and affiliates shall not be liable for:

• Any direct, indirect, incidental, consequential, special, or exemplary damages
• Any financial losses, investment losses, or other damages resulting from use of our service
• Errors, inaccuracies, or omissions in our content
• Decisions made based on information obtained through our service
• Interruptions, delays, or technical issues with the service

By using ReadA10k, you explicitly release us from any liability associated with your investment decisions or other actions taken based on information provided by our service.

8. Intellectual Property

The content, organization, graphics, design, compilation, and other matters related to ReadA10k are protected by copyright, trademark, and other intellectual property rights. Users may not copy, reproduce, or distribute any content from the service without prior written permission.

9. Service Availability

We strive to provide reliable service but do not guarantee uninterrupted access. Features may change or be discontinued at any time without notice.

10. Modifications to Terms

We reserve the right to modify these Terms & Conditions at any time. Continued use of ReadA10k following any changes constitutes acceptance of the revised terms.

11. Governing Law

These Terms & Conditions shall be governed by and construed in accordance with the laws of the jurisdiction in which ReadA10k operates, without regard to its conflict of law provisions.

12. Contact

If you have questions about these terms, please contact us at [email protected].